Call reports 2019
ALLIANCE BANK — 2019
What ALLIANCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,509,000 | 101,031,000 | 110,651,000 | 110,738,000 |
| Total loans | 78,078,000 | 79,139,000 | 79,506,000 | 84,422,000 |
| Allowance for loan losses | 964,000 | 1,003,000 | 1,050,000 | 1,133,000 |
| Securities available for sale | 4,006,000 | 3,606,000 | 3,206,000 | 4,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,193,000 | 88,602,000 | 97,827,000 | 97,680,000 |
| Interest-bearing deposits | 62,574,000 | 63,200,000 | 73,037,000 | 72,383,000 |
| Noninterest-bearing deposits | 24,619,000 | 25,402,000 | 24,790,000 | 25,297,000 |
| Equity capital | 11,838,000 | 12,133,000 | 12,430,000 | 12,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,529,000 | 3,888,000 | 5,213,000 |
| Interest expense | 176,000 | 375,000 | 604,000 | 846,000 |
| Net interest income | 1,063,000 | 2,154,000 | 3,284,000 | 4,367,000 |
| Noninterest income | 56,000 | 119,000 | 190,000 | 262,000 |
| Noninterest expense | 722,000 | 1,445,000 | 2,173,000 | 2,968,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 225,000 |
| Pretax income | 352,000 | 738,000 | 1,166,000 | 1,436,000 |
| Income tax | 102,000 | 212,000 | 344,000 | 316,000 |
| Net income | 250,000 | 526,000 | 822,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,831,000 | 12,107,000 | 12,404,000 | 12,701,000 |
| Total capital | 12,790,000 | 13,083,000 | 13,391,000 | 13,770,000 |
| Risk-weighted assets | 76,712,000 | 77,984,000 | 78,843,000 | 85,399,000 |