Call reports 2018
ALLIANCE BANK — 2018
What ALLIANCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 99,369,000 | 96,560,000 | 94,515,000 | 98,986,000 |
| Total loans | 76,010,000 | 79,159,000 | 80,895,000 | 79,714,000 |
| Allowance for loan losses | 1,026,000 | 1,071,000 | 1,565,000 | 955,000 |
| Securities available for sale | 8,453,000 | 4,914,000 | 4,403,000 | 3,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,710,000 | 84,586,000 | 82,514,000 | 86,637,000 |
| Interest-bearing deposits | 60,204,000 | 58,407,000 | 57,214,000 | 63,461,000 |
| Noninterest-bearing deposits | 27,506,000 | 26,178,000 | 25,300,000 | 23,176,000 |
| Equity capital | 11,223,000 | 11,530,000 | 11,532,000 | 11,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,216,000 | 3,402,000 | 4,632,000 |
| Interest expense | 80,000 | 170,000 | 280,000 | 420,000 |
| Net interest income | 999,000 | 2,046,000 | 3,122,000 | 4,212,000 |
| Noninterest income | 60,000 | 187,000 | 252,000 | 312,000 |
| Noninterest expense | 677,000 | 1,357,000 | 2,012,000 | 2,740,000 |
| Provision for loan losses | 56,000 | 101,000 | 594,000 | 660,000 |
| Pretax income | 326,000 | 775,000 | 768,000 | 1,124,000 |
| Income tax | 91,000 | 231,000 | 216,000 | 326,000 |
| Net income | 235,000 | 544,000 | 552,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,244,000 | 11,552,000 | 11,560,000 | 11,806,000 |
| Total capital | 12,222,000 | 12,536,000 | 12,561,000 | 12,787,000 |
| Risk-weighted assets | 78,140,000 | 78,542,000 | 79,492,000 | 78,427,000 |