Call reports 2016
ALLIANCE BANK — 2016
What ALLIANCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 97,655,000 | 98,395,000 | 100,748,000 | 106,375,000 |
| Total loans | 66,862,000 | 67,015,000 | 69,247,000 | 64,826,000 |
| Allowance for loan losses | 986,000 | 1,062,000 | 972,000 | 969,000 |
| Securities available for sale | 12,217,000 | 12,599,000 | 11,920,000 | 11,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,004,000 | 85,988,000 | 89,009,000 | 94,677,000 |
| Interest-bearing deposits | 62,094,000 | 62,375,000 | 63,739,000 | 62,915,000 |
| Noninterest-bearing deposits | 21,910,000 | 23,613,000 | 25,270,000 | 31,762,000 |
| Equity capital | 10,230,000 | 10,477,000 | 10,640,000 | 10,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,844,000 | 2,778,000 | 3,730,000 |
| Interest expense | 75,000 | 151,000 | 229,000 | 308,000 |
| Net interest income | 837,000 | 1,693,000 | 2,549,000 | 3,422,000 |
| Noninterest income | 59,000 | 191,000 | 267,000 | 349,000 |
| Noninterest expense | 657,000 | 1,284,000 | 1,920,000 | 2,597,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 16,000 |
| Pretax income | 219,000 | 580,000 | 876,000 | 1,164,000 |
| Income tax | 82,000 | 221,000 | 338,000 | 425,000 |
| Net income | 137,000 | 359,000 | 538,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,140,000 | 10,349,000 | 10,545,000 | 10,783,000 |
| Total capital | 10,994,000 | 11,219,000 | 11,433,000 | 11,640,000 |
| Risk-weighted assets | 68,151,000 | 69,360,000 | 70,919,000 | 68,376,000 |