Call reports 2015
ALLIANCE BANK — 2015
What ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,667,000 | 96,103,000 | 95,475,000 | 94,191,000 |
| Total loans | 58,823,000 | 62,156,000 | 63,498,000 | 66,491,000 |
| Allowance for loan losses | 862,000 | 881,000 | 914,000 | 964,000 |
| Securities available for sale | 13,779,000 | 13,633,000 | 12,444,000 | 11,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,361,000 | 83,884,000 | 83,515,000 | 82,581,000 |
| Interest-bearing deposits | 64,709,000 | 61,942,000 | 62,285,000 | 60,935,000 |
| Noninterest-bearing deposits | 30,652,000 | 21,942,000 | 21,230,000 | 21,646,000 |
| Equity capital | 9,836,000 | 9,936,000 | 10,091,000 | 10,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,746,000 | 2,615,000 | 3,520,000 |
| Interest expense | 76,000 | 152,000 | 229,000 | 305,000 |
| Net interest income | 784,000 | 1,594,000 | 2,386,000 | 3,215,000 |
| Noninterest income | 70,000 | 139,000 | 206,000 | 274,000 |
| Noninterest expense | 634,000 | 1,309,000 | 1,905,000 | 2,530,000 |
| Provision for loan losses | 15,000 | 30,000 | 70,000 | 105,000 |
| Pretax income | 205,000 | 394,000 | 617,000 | 854,000 |
| Income tax | 79,000 | 147,000 | 238,000 | 309,000 |
| Net income | 126,000 | 247,000 | 379,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,736,000 | 9,869,000 | 9,988,000 | 10,179,000 |
| Total capital | 10,485,000 | 10,664,000 | 10,810,000 | 11,014,000 |
| Risk-weighted assets | 60,001,000 | 63,478,000 | 65,598,000 | 66,648,000 |