Call reports 2014
ALLIANCE BANK — 2014
What ALLIANCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,355,000 | 93,399,000 | 92,262,000 | 97,436,000 |
| Total loans | 56,892,000 | 59,018,000 | 58,983,000 | 60,698,000 |
| Allowance for loan losses | 751,000 | 792,000 | 820,000 | 841,000 |
| Securities available for sale | 14,793,000 | 14,688,000 | 14,953,000 | 14,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,147,000 | 80,306,000 | 80,096,000 | 85,970,000 |
| Interest-bearing deposits | 65,436,000 | 62,749,000 | 61,026,000 | 62,758,000 |
| Noninterest-bearing deposits | 17,711,000 | 17,557,000 | 19,070,000 | 23,212,000 |
| Equity capital | 9,345,000 | 9,478,000 | 9,605,000 | 9,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,663,000 | 2,547,000 | 3,407,000 |
| Interest expense | 85,000 | 168,000 | 247,000 | 328,000 |
| Net interest income | 737,000 | 1,495,000 | 2,300,000 | 3,079,000 |
| Noninterest income | 67,000 | 157,000 | 236,000 | 304,000 |
| Noninterest expense | 610,000 | 1,237,000 | 1,845,000 | 2,490,000 |
| Provision for loan losses | 10,000 | 48,000 | 83,000 | 98,000 |
| Pretax income | 184,000 | 367,000 | 608,000 | 795,000 |
| Income tax | 69,000 | 139,000 | 231,000 | 270,000 |
| Net income | 115,000 | 228,000 | 377,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,336,000 | 9,450,000 | 9,598,000 | 9,646,000 |
| Total capital | 10,047,000 | 10,162,000 | 10,338,000 | 10,401,000 |
| Risk-weighted assets | 56,779,000 | 56,834,000 | 59,048,000 | 60,244,000 |