Call reports 2012
ALLIANCE BANK — 2012
What ALLIANCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,972,000 | 85,344,000 | 83,129,000 | 88,289,000 |
| Total loans | 53,917,000 | 51,124,000 | 51,413,000 | 51,512,000 |
| Allowance for loan losses | 958,000 | 999,000 | 912,000 | 917,000 |
| Securities available for sale | 15,306,000 | 15,035,000 | 15,381,000 | 14,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,521,000 | 75,836,000 | 73,592,000 | 78,841,000 |
| Interest-bearing deposits | 62,778,000 | 59,701,000 | 58,409,000 | 61,122,000 |
| Noninterest-bearing deposits | 15,743,000 | 16,135,000 | 15,183,000 | 17,719,000 |
| Equity capital | 8,939,000 | 9,028,000 | 9,109,000 | 9,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,706,000 | 2,527,000 | 3,345,000 |
| Interest expense | 164,000 | 312,000 | 437,000 | 551,000 |
| Net interest income | 680,000 | 1,394,000 | 2,090,000 | 2,794,000 |
| Noninterest income | 56,000 | 122,000 | 166,000 | 198,000 |
| Noninterest expense | 564,000 | 1,139,000 | 1,711,000 | 2,310,000 |
| Provision for loan losses | 21,000 | 72,000 | 142,000 | 168,000 |
| Pretax income | 151,000 | 313,000 | 411,000 | 522,000 |
| Income tax | 58,000 | 120,000 | 148,000 | 166,000 |
| Net income | 93,000 | 193,000 | 263,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,753,000 | 8,854,000 | 8,812,000 | 8,917,000 |
| Total capital | 9,407,000 | 9,486,000 | 9,439,000 | 9,543,000 |
| Risk-weighted assets | 51,921,000 | 50,097,000 | 49,853,000 | 49,719,000 |