Call reports 2011
ALLIANCE BANK — 2011
What ALLIANCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 82,252,000 | 80,744,000 | 82,771,000 | 85,668,000 |
| Total loans | 54,949,000 | 55,829,000 | 54,505,000 | 52,414,000 |
| Allowance for loan losses | 989,000 | 1,011,000 | 1,017,000 | 1,001,000 |
| Securities available for sale | 15,186,000 | 15,267,000 | 15,164,000 | 15,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,199,000 | 71,431,000 | 73,376,000 | 76,226,000 |
| Interest-bearing deposits | 62,411,000 | 60,667,000 | 62,363,000 | 62,032,000 |
| Noninterest-bearing deposits | 10,788,000 | 10,764,000 | 11,013,000 | 14,194,000 |
| Equity capital | 8,451,000 | 8,670,000 | 8,820,000 | 8,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,842,000 | 2,781,000 | 3,690,000 |
| Interest expense | 208,000 | 409,000 | 604,000 | 782,000 |
| Net interest income | 700,000 | 1,433,000 | 2,177,000 | 2,908,000 |
| Noninterest income | 69,000 | 123,000 | 187,000 | 270,000 |
| Noninterest expense | 552,000 | 1,143,000 | 1,739,000 | 2,330,000 |
| Provision for loan losses | 70,000 | 91,000 | 120,000 | 120,000 |
| Pretax income | 147,000 | 322,000 | 505,000 | 728,000 |
| Income tax | 54,000 | 118,000 | 186,000 | 256,000 |
| Net income | 93,000 | 204,000 | 319,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,102,000 | 8,275,000 | 8,468,000 | 8,761,000 |
| Total capital | 8,781,000 | 8,963,000 | 9,138,000 | 9,410,000 |
| Risk-weighted assets | 53,978,000 | 54,630,000 | 53,181,000 | 51,482,000 |