Call reports 2010
ALLIANCE BANK — 2010
What ALLIANCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,870,000 | 82,544,000 | 82,275,000 | 80,482,000 |
| Total loans | 55,948,000 | 55,875,000 | 54,488,000 | 54,095,000 |
| Allowance for loan losses | 1,551,000 | 1,560,000 | 1,576,000 | 886,000 |
| Securities available for sale | 10,029,000 | 13,091,000 | 13,409,000 | 14,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,838,000 | 72,130,000 | 72,464,000 | 71,546,000 |
| Interest-bearing deposits | 58,952,000 | 59,438,000 | 59,954,000 | 61,556,000 |
| Noninterest-bearing deposits | 12,886,000 | 12,692,000 | 12,510,000 | 9,990,000 |
| Equity capital | 7,997,000 | 8,179,000 | 8,332,000 | 8,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,931,000 | 2,909,000 | 3,817,000 |
| Interest expense | 284,000 | 537,000 | 774,000 | 994,000 |
| Net interest income | 665,000 | 1,394,000 | 2,135,000 | 2,823,000 |
| Noninterest income | 52,000 | 76,000 | 113,000 | 214,000 |
| Noninterest expense | 531,000 | 1,087,000 | 1,664,000 | 2,246,000 |
| Provision for loan losses | 60,000 | 80,000 | 120,000 | 207,000 |
| Pretax income | 126,000 | 303,000 | 464,000 | 584,000 |
| Income tax | 48,000 | 117,000 | 174,000 | 183,000 |
| Net income | 78,000 | 186,000 | 290,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,465,000 | 7,616,000 | 7,747,000 | 7,961,000 |
| Total capital | 8,162,000 | 8,332,000 | 8,445,000 | 8,648,000 |
| Risk-weighted assets | 54,821,000 | 56,411,000 | 54,874,000 | 54,676,000 |