Call reports 2009
ALLIANCE BANK — 2009
What ALLIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,533,000 | 74,149,000 | 74,183,000 | 79,216,000 |
| Total loans | 59,051,000 | 56,831,000 | 57,611,000 | 57,333,000 |
| Allowance for loan losses | 1,564,000 | 1,420,000 | 1,475,000 | 1,514,000 |
| Securities available for sale | 4,228,000 | 4,599,000 | 4,584,000 | 5,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,179,000 | 60,222,000 | 61,709,000 | 67,474,000 |
| Interest-bearing deposits | 49,443,000 | 50,247,000 | 52,665,000 | 58,585,000 |
| Noninterest-bearing deposits | 11,736,000 | 9,975,000 | 9,044,000 | 8,889,000 |
| Equity capital | 7,682,000 | 7,766,000 | 7,867,000 | 7,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,026,000 | 3,006,000 | 3,987,000 |
| Interest expense | 385,000 | 739,000 | 1,067,000 | 1,369,000 |
| Net interest income | 641,000 | 1,287,000 | 1,939,000 | 2,618,000 |
| Noninterest income | 50,000 | 98,000 | 146,000 | 189,000 |
| Noninterest expense | 505,000 | 1,042,000 | 1,578,000 | 2,107,000 |
| Provision for loan losses | 27,000 | 45,000 | 85,000 | 160,000 |
| Pretax income | 159,000 | 298,000 | 422,000 | 540,000 |
| Income tax | 62,000 | 117,000 | 165,000 | 179,000 |
| Net income | 97,000 | 181,000 | 257,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,092,000 | 7,169,000 | 7,237,000 | 7,330,000 |
| Total capital | 7,860,000 | 7,897,000 | 7,956,000 | 8,050,000 |
| Risk-weighted assets | 60,592,000 | 57,487,000 | 56,724,000 | 56,799,000 |