Call reports 2008
ALLIANCE BANK — 2008
What ALLIANCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 74,588,000 | 68,797,000 | 71,356,000 | 78,146,000 |
| Total loans | 55,215,000 | 59,991,000 | 61,541,000 | 60,660,000 |
| Allowance for loan losses | 814,000 | 870,000 | 1,535,000 | 1,589,000 |
| Securities available for sale | 3,119,000 | 3,471,000 | 3,198,000 | 2,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,619,000 | 57,148,000 | 58,545,000 | 62,935,000 |
| Interest-bearing deposits | 53,427,000 | 45,376,000 | 47,358,000 | 51,387,000 |
| Noninterest-bearing deposits | 10,192,000 | 11,772,000 | 11,187,000 | 11,548,000 |
| Equity capital | 7,537,000 | 7,700,000 | 7,408,000 | 7,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,399,000 | 3,548,000 | 4,666,000 |
| Interest expense | 505,000 | 923,000 | 1,297,000 | 1,708,000 |
| Net interest income | 677,000 | 1,476,000 | 2,251,000 | 2,958,000 |
| Noninterest income | 111,000 | 111,000 | 171,000 | 191,000 |
| Noninterest expense | 543,000 | 1,035,000 | 1,547,000 | 2,072,000 |
| Provision for loan losses | 0 | 44,000 | 868,000 | 877,000 |
| Pretax income | 245,000 | 508,000 | 7,000 | 200,000 |
| Income tax | 101,000 | 204,000 | 0 | 65,000 |
| Net income | 144,000 | 304,000 | 7,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,219,000 | 7,359,000 | 7,262,000 | 6,934,000 |
| Total capital | 8,017,000 | 8,184,000 | 8,077,000 | 7,721,000 |
| Risk-weighted assets | 63,749,000 | 65,907,000 | 64,481,000 | 62,090,000 |