Call reports 2007
ALLIANCE BANK — 2007
What ALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 63,458,000 | 72,460,000 | 65,790,000 | 68,270,000 |
| Total loans | 54,180,000 | 54,669,000 | 54,774,000 | 57,005,000 |
| Allowance for loan losses | 783,000 | 788,000 | 770,000 | 812,000 |
| Securities available for sale | 4,005,000 | 2,932,000 | 2,469,000 | 2,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,958,000 | 61,056,000 | 54,198,000 | 57,466,000 |
| Interest-bearing deposits | 43,320,000 | 49,810,000 | 45,082,000 | 47,236,000 |
| Noninterest-bearing deposits | 9,638,000 | 11,246,000 | 9,116,000 | 10,230,000 |
| Equity capital | 7,063,000 | 7,229,000 | 7,409,000 | 7,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,405,000 | 3,669,000 | 5,080,000 |
| Interest expense | 515,000 | 1,083,000 | 1,656,000 | 2,179,000 |
| Net interest income | 630,000 | 1,322,000 | 2,013,000 | 2,901,000 |
| Noninterest income | 84,000 | 170,000 | 260,000 | 165,000 |
| Noninterest expense | 502,000 | 986,000 | 1,479,000 | 1,985,000 |
| Provision for loan losses | 32,000 | 42,000 | 66,000 | 105,000 |
| Pretax income | 180,000 | 464,000 | 728,000 | 976,000 |
| Income tax | 71,000 | 183,000 | 286,000 | 391,000 |
| Net income | 109,000 | 281,000 | 442,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,804,000 | 6,973,000 | 7,141,000 | 7,095,000 |
| Total capital | 7,559,000 | 7,733,000 | 7,913,000 | 7,901,000 |
| Risk-weighted assets | 60,336,000 | 62,528,000 | 61,700,000 | 64,400,000 |