Call reports 2002
ALLIANCE BANK — 2002
What ALLIANCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,396,000 | 37,989,000 | 40,330,000 | 40,288,000 |
| Total loans | 24,814,000 | 27,815,000 | 29,993,000 | 32,576,000 |
| Allowance for loan losses | 411,000 | 446,000 | 460,000 | 478,000 |
| Securities available for sale | 4,028,000 | 3,842,000 | 3,944,000 | 3,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,958,000 | 32,436,000 | 34,230,000 | 34,070,000 |
| Interest-bearing deposits | 24,819,000 | 23,290,000 | 25,756,000 | 27,769,000 |
| Noninterest-bearing deposits | 7,139,000 | 9,146,000 | 8,474,000 | 6,301,000 |
| Equity capital | 5,057,000 | 5,141,000 | 5,208,000 | 5,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,009,000 | 1,539,000 | 2,113,000 |
| Interest expense | 212,000 | 416,000 | 606,000 | 792,000 |
| Net interest income | 290,000 | 593,000 | 933,000 | 1,321,000 |
| Noninterest income | 50,000 | 105,000 | 156,000 | 215,000 |
| Noninterest expense | 240,000 | 501,000 | 773,000 | 1,054,000 |
| Provision for loan losses | 36,000 | 72,000 | 126,000 | 149,000 |
| Pretax income | 64,000 | 125,000 | 190,000 | 333,000 |
| Income tax | 21,000 | 41,000 | 62,000 | 82,000 |
| Net income | 43,000 | 84,000 | 128,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,981,000 | 5,001,000 | 5,055,000 | 5,176,000 |
| Total capital | 5,360,000 | 5,405,000 | 5,485,000 | 5,635,000 |
| Risk-weighted assets | 30,223,000 | 32,237,000 | 34,295,000 | 36,614,000 |