Call reports 2001
ALLIANCE BANK — 2001
What ALLIANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,026,000 | 32,671,000 | 32,249,000 | 33,976,000 |
| Total loans | 21,918,000 | 23,859,000 | 23,340,000 | 24,792,000 |
| Allowance for loan losses | 360,000 | 368,000 | 430,000 | 415,000 |
| Securities available for sale | 4,514,000 | 4,711,000 | 4,032,000 | 4,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,920,000 | 27,517,000 | 26,869,000 | 28,050,000 |
| Interest-bearing deposits | 24,975,000 | 23,327,000 | 22,794,000 | 23,802,000 |
| Noninterest-bearing deposits | 3,945,000 | 4,190,000 | 4,075,000 | 4,248,000 |
| Equity capital | 4,922,000 | 4,993,000 | 5,056,000 | 5,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,243,000 | 1,824,000 | 2,353,000 |
| Interest expense | 324,000 | 649,000 | 922,000 | 1,158,000 |
| Net interest income | 292,000 | 594,000 | 902,000 | 1,195,000 |
| Noninterest income | 14,000 | 40,000 | 73,000 | 93,000 |
| Noninterest expense | 219,000 | 449,000 | 677,000 | 889,000 |
| Provision for loan losses | 40,000 | 66,000 | 129,000 | 132,000 |
| Pretax income | 47,000 | 119,000 | 169,000 | 267,000 |
| Income tax | 0 | 0 | 18,000 | 70,000 |
| Net income | 47,000 | 119,000 | 151,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,756,000 | 4,828,000 | 4,869,000 | 4,937,000 |
| Total capital | 5,087,000 | 5,177,000 | 5,216,000 | 5,296,000 |
| Risk-weighted assets | 26,444,000 | 27,893,000 | 27,753,000 | 28,618,000 |