Call reports 2020
CENTRAL BANK OF MOBERLY — 2020
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 201,873,000 | 214,151,000 | 213,976,000 | 227,538,000 |
| Total loans | 105,412,000 | 114,416,000 | 111,944,000 | 106,215,000 |
| Allowance for loan losses | 1,791,000 | 1,811,000 | 1,910,000 | 1,975,000 |
| Securities available for sale | 75,467,000 | 72,019,000 | 74,792,000 | 85,322,000 |
| Securities held to maturity | 1,765,000 | 1,764,000 | 1,503,000 | 1,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,801,000 | 181,176,000 | 182,047,000 | 198,645,000 |
| Interest-bearing deposits | 130,125,000 | 133,623,000 | 136,037,000 | 149,007,000 |
| Noninterest-bearing deposits | 40,676,000 | 47,553,000 | 46,010,000 | 49,638,000 |
| Equity capital | 17,540,000 | 18,347,000 | 17,447,000 | 17,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,315,000 | 4,851,000 | 6,335,000 |
| Interest expense | 248,000 | 339,000 | 422,000 | 498,000 |
| Net interest income | 1,462,000 | 2,976,000 | 4,429,000 | 5,837,000 |
| Noninterest income | 459,000 | 874,000 | 1,552,000 | 2,348,000 |
| Noninterest expense | 1,096,000 | 2,204,000 | 3,387,000 | 4,541,000 |
| Provision for loan losses | 12,000 | 66,000 | 140,000 | 157,000 |
| Pretax income | 813,000 | 1,580,000 | 2,454,000 | 3,487,000 |
| Income tax | 176,000 | 345,000 | 540,000 | 774,000 |
| Net income | 637,000 | 1,235,000 | 1,914,000 | 2,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,092,000 | 17,690,000 | 16,870,000 | 17,168,000 |
| Total capital | 18,699,000 | 19,263,000 | 18,360,000 | 18,629,000 |
| Risk-weighted assets | 128,357,000 | 125,638,000 | 118,789,000 | 116,393,000 |