Call reports 2019
CENTRAL BANK OF MOBERLY — 2019
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 201,187,000 | 190,631,000 | 184,939,000 | 197,483,000 |
| Total loans | 106,118,000 | 109,187,000 | 110,389,000 | 105,711,000 |
| Allowance for loan losses | 1,474,000 | 1,648,000 | 1,675,000 | 1,691,000 |
| Securities available for sale | 61,057,000 | 63,801,000 | 58,786,000 | 78,219,000 |
| Securities held to maturity | 2,474,000 | 2,472,000 | 2,219,000 | 2,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,852,000 | 160,420,000 | 155,088,000 | 168,345,000 |
| Interest-bearing deposits | 129,468,000 | 122,496,000 | 119,056,000 | 131,550,000 |
| Noninterest-bearing deposits | 40,384,000 | 37,924,000 | 36,032,000 | 36,795,000 |
| Equity capital | 17,249,000 | 17,185,000 | 17,087,000 | 16,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,765,000 | 3,604,000 | 5,401,000 | 7,160,000 |
| Interest expense | 304,000 | 628,000 | 926,000 | 1,171,000 |
| Net interest income | 1,461,000 | 2,976,000 | 4,475,000 | 5,989,000 |
| Noninterest income | 359,000 | 731,000 | 1,131,000 | 1,589,000 |
| Noninterest expense | 983,000 | 1,992,000 | 3,014,000 | 4,016,000 |
| Provision for loan losses | 132,000 | 314,000 | 358,000 | 375,000 |
| Pretax income | 705,000 | 1,401,000 | 2,234,000 | 3,186,000 |
| Income tax | 154,000 | 309,000 | 498,000 | 739,000 |
| Net income | 551,000 | 1,092,000 | 1,736,000 | 2,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,205,000 | 16,996,000 | 16,890,000 | 16,755,000 |
| Total capital | 18,705,000 | 18,624,000 | 18,491,000 | 18,318,000 |
| Risk-weighted assets | 128,920,000 | 130,224,000 | 128,007,000 | 124,941,000 |