Call reports 2018
CENTRAL BANK OF MOBERLY — 2018
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 182,856,000 | 180,432,000 | 188,126,000 | 197,211,000 |
| Total loans | 97,715,000 | 98,842,000 | 98,706,000 | 99,700,000 |
| Allowance for loan losses | 1,585,000 | 1,583,000 | 1,393,000 | 1,399,000 |
| Securities available for sale | 50,281,000 | 45,518,000 | 44,531,000 | 69,391,000 |
| Securities held to maturity | 2,859,000 | 2,857,000 | 2,854,000 | 2,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,881,000 | 157,778,000 | 159,819,000 | 168,658,000 |
| Interest-bearing deposits | 123,984,000 | 121,356,000 | 123,644,000 | 132,153,000 |
| Noninterest-bearing deposits | 36,897,000 | 36,422,000 | 36,175,000 | 36,505,000 |
| Equity capital | 15,318,000 | 15,741,000 | 16,219,000 | 16,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,903,000 | 4,433,000 | 6,099,000 |
| Interest expense | 216,000 | 447,000 | 652,000 | 912,000 |
| Net interest income | 1,215,000 | 2,456,000 | 3,781,000 | 5,187,000 |
| Noninterest income | 348,000 | 695,000 | 1,087,000 | 1,466,000 |
| Noninterest expense | 940,000 | 1,910,000 | 2,866,000 | 3,797,000 |
| Provision for loan losses | 64,000 | 124,000 | 249,000 | 539,000 |
| Pretax income | 559,000 | 1,117,000 | 1,750,000 | 2,313,000 |
| Income tax | 118,000 | 237,000 | 365,000 | 424,000 |
| Net income | 441,000 | 880,000 | 1,385,000 | 1,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,455,000 | 15,895,000 | 16,400,000 | 16,654,000 |
| Total capital | 17,017,000 | 17,438,000 | 17,819,000 | 18,079,000 |
| Risk-weighted assets | 124,941,000 | 123,398,000 | 121,604,000 | 126,843,000 |