Call reports 2017
CENTRAL BANK OF MOBERLY — 2017
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 174,572,000 | 171,949,000 | 167,351,000 | 180,257,000 |
| Total loans | 98,997,000 | 98,990,000 | 100,729,000 | 101,162,000 |
| Allowance for loan losses | 1,399,000 | 1,367,000 | 1,408,000 | 1,508,000 |
| Securities available for sale | 58,255,000 | 56,090,000 | 56,643,000 | 53,468,000 |
| Securities held to maturity | 3,276,000 | 3,103,000 | 3,100,000 | 3,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,505,000 | 149,866,000 | 146,926,000 | 159,930,000 |
| Interest-bearing deposits | 112,517,000 | 112,220,000 | 111,954,000 | 123,536,000 |
| Noninterest-bearing deposits | 34,988,000 | 37,646,000 | 34,972,000 | 36,394,000 |
| Equity capital | 14,227,000 | 14,579,000 | 14,916,000 | 14,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,631,000 | 3,988,000 | 5,373,000 |
| Interest expense | 171,000 | 341,000 | 518,000 | 689,000 |
| Net interest income | 1,119,000 | 2,290,000 | 3,470,000 | 4,684,000 |
| Noninterest income | 335,000 | 630,000 | 930,000 | 1,249,000 |
| Noninterest expense | 919,000 | 1,862,000 | 2,805,000 | 3,749,000 |
| Provision for loan losses | 25,000 | 51,000 | 97,000 | 223,000 |
| Pretax income | 513,000 | 1,010,000 | 1,499,000 | 1,962,000 |
| Income tax | 158,000 | 309,000 | 459,000 | 680,000 |
| Net income | 355,000 | 701,000 | 1,040,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,085,000 | 14,431,000 | 14,770,000 | 15,015,000 |
| Total capital | 15,510,000 | 15,824,000 | 16,204,000 | 16,549,000 |
| Risk-weighted assets | 126,717,000 | 122,957,000 | 125,127,000 | 137,397,000 |