Call reports 2016
CENTRAL BANK OF MOBERLY — 2016
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 160,272,000 | 153,213,000 | 154,621,000 | 172,034,000 |
| Total loans | 84,582,000 | 84,453,000 | 87,771,000 | 91,064,000 |
| Allowance for loan losses | 1,348,000 | 1,364,000 | 1,378,000 | 1,366,000 |
| Securities available for sale | 56,917,000 | 58,829,000 | 56,513,000 | 57,890,000 |
| Securities held to maturity | 4,303,000 | 4,168,000 | 3,711,000 | 3,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,300,000 | 114,852,000 | 119,208,000 | 147,657,000 |
| Interest-bearing deposits | 87,555,000 | 84,874,000 | 87,777,000 | 114,561,000 |
| Noninterest-bearing deposits | 29,745,000 | 29,978,000 | 31,431,000 | 33,096,000 |
| Equity capital | 13,204,000 | 13,569,000 | 13,744,000 | 13,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,349,000 | 3,520,000 | 4,748,000 |
| Interest expense | 145,000 | 281,000 | 418,000 | 558,000 |
| Net interest income | 1,018,000 | 2,068,000 | 3,102,000 | 4,190,000 |
| Noninterest income | 366,000 | 729,000 | 1,058,000 | 1,374,000 |
| Noninterest expense | 916,000 | 1,883,000 | 2,855,000 | 3,693,000 |
| Provision for loan losses | 24,000 | 47,000 | 72,000 | 98,000 |
| Pretax income | 390,000 | 782,000 | 1,148,000 | 1,688,000 |
| Income tax | 109,000 | 218,000 | 315,000 | 481,000 |
| Net income | 281,000 | 564,000 | 833,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,804,000 | 13,086,000 | 13,355,000 | 13,730,000 |
| Total capital | 14,178,000 | 14,476,000 | 14,759,000 | 15,122,000 |
| Risk-weighted assets | 111,391,000 | 111,319,000 | 115,096,000 | 124,345,000 |