Call reports 2015
CENTRAL BANK OF MOBERLY — 2015
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,052,000 | 155,668,000 | 153,848,000 | 164,984,000 |
| Total loans | 68,396,000 | 76,432,000 | 80,265,000 | 82,671,000 |
| Allowance for loan losses | 1,204,000 | 1,248,000 | 1,256,000 | 1,333,000 |
| Securities available for sale | 55,817,000 | 57,306,000 | 52,213,000 | 54,002,000 |
| Securities held to maturity | 5,481,000 | 5,008,000 | 5,005,000 | 5,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,053,000 | 116,556,000 | 113,623,000 | 131,241,000 |
| Interest-bearing deposits | 85,834,000 | 85,669,000 | 85,341,000 | 99,940,000 |
| Noninterest-bearing deposits | 32,219,000 | 30,887,000 | 28,282,000 | 31,301,000 |
| Equity capital | 12,883,000 | 12,829,000 | 12,887,000 | 12,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 2,189,000 | 3,350,000 | 4,474,000 |
| Interest expense | 124,000 | 238,000 | 357,000 | 478,000 |
| Net interest income | 944,000 | 1,951,000 | 2,993,000 | 3,996,000 |
| Noninterest income | 352,000 | 719,000 | 1,094,000 | 1,498,000 |
| Noninterest expense | 876,000 | 1,815,000 | 2,765,000 | 3,625,000 |
| Provision for loan losses | 9,000 | 28,000 | 50,000 | 75,000 |
| Pretax income | 412,000 | 828,000 | 1,273,000 | 1,796,000 |
| Income tax | 121,000 | 238,000 | 368,000 | 528,000 |
| Net income | 291,000 | 590,000 | 905,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,495,000 | 12,544,000 | 12,509,000 | 12,522,000 |
| Total capital | 13,620,000 | 13,805,000 | 13,785,000 | 13,874,000 |
| Risk-weighted assets | 89,950,000 | 103,083,000 | 106,290,000 | 115,835,000 |