Call reports 2014
CENTRAL BANK OF MOBERLY — 2014
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 152,603,000 | 151,657,000 | 149,003,000 | 141,397,000 |
| Total loans | 60,539,000 | 62,027,000 | 62,213,000 | 65,442,000 |
| Allowance for loan losses | 1,270,000 | 1,250,000 | 1,237,000 | 1,203,000 |
| Securities available for sale | 49,107,000 | 45,695,000 | 44,778,000 | 44,092,000 |
| Securities held to maturity | 5,792,000 | 5,489,000 | 5,486,000 | 5,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,757,000 | 111,247,000 | 111,163,000 | 117,017,000 |
| Interest-bearing deposits | 74,958,000 | 84,934,000 | 83,606,000 | 87,209,000 |
| Noninterest-bearing deposits | 27,799,000 | 26,313,000 | 27,557,000 | 29,808,000 |
| Equity capital | 12,644,000 | 12,804,000 | 12,745,000 | 12,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,960,000 | 2,993,000 | 4,020,000 |
| Interest expense | 107,000 | 213,000 | 318,000 | 423,000 |
| Net interest income | 844,000 | 1,747,000 | 2,675,000 | 3,597,000 |
| Noninterest income | 359,000 | 712,000 | 1,083,000 | 1,447,000 |
| Noninterest expense | 850,000 | 1,700,000 | 2,594,000 | 3,451,000 |
| Provision for loan losses | 2,000 | 6,000 | 10,000 | 11,000 |
| Pretax income | 351,000 | 756,000 | 1,157,000 | 1,573,000 |
| Income tax | 97,000 | 213,000 | 328,000 | 451,000 |
| Net income | 254,000 | 543,000 | 829,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,532,000 | 12,544,000 | 12,530,000 | 12,504,000 |
| Total capital | 13,524,000 | 13,519,000 | 13,517,000 | 13,562,000 |
| Risk-weighted assets | 79,017,000 | 77,695,000 | 78,682,000 | 84,455,000 |