Call reports 2013
CENTRAL BANK OF MOBERLY — 2013
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 157,342,000 | 150,114,000 | 144,525,000 | 150,672,000 |
| Total loans | 63,196,000 | 61,401,000 | 62,318,000 | 61,019,000 |
| Allowance for loan losses | 1,280,000 | 1,275,000 | 1,277,000 | 1,264,000 |
| Securities available for sale | 46,551,000 | 47,233,000 | 49,026,000 | 43,676,000 |
| Securities held to maturity | 6,669,000 | 6,662,000 | 6,655,000 | 6,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,045,000 | 101,748,000 | 98,977,000 | 111,081,000 |
| Interest-bearing deposits | 76,711,000 | 76,033,000 | 74,398,000 | 84,006,000 |
| Noninterest-bearing deposits | 26,334,000 | 25,715,000 | 24,579,000 | 27,075,000 |
| Equity capital | 12,812,000 | 12,630,000 | 12,608,000 | 12,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,035,000 | 3,007,000 | 3,994,000 |
| Interest expense | 150,000 | 305,000 | 400,000 | 496,000 |
| Net interest income | 863,000 | 1,730,000 | 2,607,000 | 3,498,000 |
| Noninterest income | 406,000 | 790,000 | 1,164,000 | 1,544,000 |
| Noninterest expense | 946,000 | 1,914,000 | 2,873,000 | 3,619,000 |
| Provision for loan losses | 6,000 | 9,000 | 8,000 | 12,000 |
| Pretax income | 317,000 | 597,000 | 890,000 | 1,411,000 |
| Income tax | 87,000 | 161,000 | 240,000 | 409,000 |
| Net income | 230,000 | 436,000 | 650,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,430,000 | 12,436,000 | 12,451,000 | 12,502,000 |
| Total capital | 13,451,000 | 13,441,000 | 13,474,000 | 13,518,000 |
| Risk-weighted assets | 81,409,000 | 80,107,000 | 81,536,000 | 80,979,000 |