Call reports 2012
CENTRAL BANK OF MOBERLY — 2012
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 157,298,000 | 150,906,000 | 147,900,000 | 158,254,000 |
| Total loans | 58,181,000 | 58,066,000 | 60,209,000 | 61,999,000 |
| Allowance for loan losses | 1,267,000 | 1,268,000 | 1,278,000 | 1,284,000 |
| Securities available for sale | 30,246,000 | 34,812,000 | 38,979,000 | 40,181,000 |
| Securities held to maturity | 6,698,000 | 6,691,000 | 6,684,000 | 6,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,022,000 | 102,246,000 | 101,169,000 | 112,020,000 |
| Interest-bearing deposits | 80,208,000 | 76,088,000 | 76,019,000 | 85,316,000 |
| Noninterest-bearing deposits | 26,814,000 | 26,158,000 | 25,150,000 | 26,704,000 |
| Equity capital | 12,659,000 | 12,686,000 | 12,777,000 | 12,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,129,000 | 3,165,000 | 4,199,000 |
| Interest expense | 139,000 | 300,000 | 442,000 | 569,000 |
| Net interest income | 933,000 | 1,829,000 | 2,723,000 | 3,630,000 |
| Noninterest income | 358,000 | 722,000 | 1,103,000 | 1,526,000 |
| Noninterest expense | 995,000 | 1,975,000 | 2,950,000 | 3,680,000 |
| Provision for loan losses | 1,000 | 4,000 | 10,000 | 26,000 |
| Pretax income | 295,000 | 572,000 | 866,000 | 1,450,000 |
| Income tax | 79,000 | 152,000 | 231,000 | 419,000 |
| Net income | 216,000 | 420,000 | 635,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,330,000 | 12,333,000 | 12,346,000 | 12,396,000 |
| Total capital | 13,213,000 | 13,287,000 | 13,302,000 | 13,418,000 |
| Risk-weighted assets | 70,200,000 | 75,992,000 | 76,128,000 | 81,463,000 |