Call reports 2011
CENTRAL BANK OF MOBERLY — 2011
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,740,000 | 157,398,000 | 139,576,000 | 152,051,000 |
| Total loans | 55,489,000 | 57,387,000 | 57,414,000 | 58,841,000 |
| Allowance for loan losses | 1,274,000 | 1,278,000 | 1,272,000 | 1,284,000 |
| Securities available for sale | 30,639,000 | 38,665,000 | 26,877,000 | 28,982,000 |
| Securities held to maturity | 3,209,000 | 4,279,000 | 6,462,000 | 6,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,222,000 | 119,962,000 | 101,779,000 | 115,804,000 |
| Interest-bearing deposits | 82,253,000 | 80,569,000 | 77,733,000 | 90,791,000 |
| Noninterest-bearing deposits | 22,969,000 | 39,393,000 | 24,046,000 | 25,013,000 |
| Equity capital | 12,495,000 | 12,607,000 | 12,639,000 | 12,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,319,000 | 3,452,000 | 4,536,000 |
| Interest expense | 176,000 | 363,000 | 521,000 | 661,000 |
| Net interest income | 990,000 | 1,956,000 | 2,931,000 | 3,875,000 |
| Noninterest income | 375,000 | 724,000 | 1,067,000 | 1,468,000 |
| Noninterest expense | 983,000 | 1,972,000 | 2,883,000 | 3,646,000 |
| Provision for loan losses | 1,000 | 3,000 | 9,000 | 41,000 |
| Pretax income | 374,000 | 686,000 | 1,102,000 | 1,652,000 |
| Income tax | 123,000 | 217,000 | 347,000 | 525,000 |
| Net income | 251,000 | 469,000 | 755,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,319,000 | 12,311,000 | 12,323,000 | 12,342,000 |
| Total capital | 13,518,000 | 13,509,000 | 13,192,000 | 13,225,000 |
| Risk-weighted assets | 95,851,000 | 95,763,000 | 69,063,000 | 70,216,000 |