Call reports 2010
CENTRAL BANK OF MOBERLY — 2010
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 144,594,000 | 144,412,000 | 136,942,000 | 152,096,000 |
| Total loans | 60,431,000 | 61,574,000 | 58,914,000 | 56,848,000 |
| Allowance for loan losses | 1,278,000 | 1,215,000 | 1,204,000 | 1,284,000 |
| Securities available for sale | 42,563,000 | 33,910,000 | 29,977,000 | 44,322,000 |
| Securities held to maturity | 551,000 | 1,080,000 | 1,320,000 | 2,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,793,000 | 109,467,000 | 105,304,000 | 120,057,000 |
| Interest-bearing deposits | 84,976,000 | 87,125,000 | 83,200,000 | 97,221,000 |
| Noninterest-bearing deposits | 21,817,000 | 22,342,000 | 22,104,000 | 22,836,000 |
| Equity capital | 12,923,000 | 12,812,000 | 12,774,000 | 12,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,889,000 | 4,209,000 | 5,432,000 |
| Interest expense | 270,000 | 515,000 | 742,000 | 928,000 |
| Net interest income | 1,177,000 | 2,374,000 | 3,467,000 | 4,504,000 |
| Noninterest income | 401,000 | 745,000 | 1,113,000 | 1,553,000 |
| Noninterest expense | 1,035,000 | 2,020,000 | 3,006,000 | 3,763,000 |
| Provision for loan losses | 3,000 | 8,000 | 12,000 | 113,000 |
| Pretax income | 540,000 | 1,094,000 | 1,565,000 | 2,184,000 |
| Income tax | 200,000 | 401,000 | 567,000 | 785,000 |
| Net income | 340,000 | 693,000 | 998,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,309,000 | 12,312,000 | 12,292,000 | 12,318,000 |
| Total capital | 13,563,000 | 13,540,000 | 13,509,000 | 13,584,000 |
| Risk-weighted assets | 100,256,000 | 102,949,000 | 103,575,000 | 101,222,000 |