Call reports 2009
CENTRAL BANK OF MOBERLY — 2009
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 154,834,000 | 150,431,000 | 144,316,000 | 148,888,000 |
| Total loans | 68,574,000 | 63,829,000 | 60,024,000 | 61,829,000 |
| Allowance for loan losses | 1,328,000 | 1,297,000 | 1,507,000 | 1,283,000 |
| Securities available for sale | 54,428,000 | 69,525,000 | 52,468,000 | 46,367,000 |
| Securities held to maturity | 1,316,000 | 1,316,000 | 1,316,000 | 1,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,397,000 | 115,150,000 | 113,230,000 | 120,098,000 |
| Interest-bearing deposits | 95,336,000 | 93,108,000 | 92,653,000 | 97,045,000 |
| Noninterest-bearing deposits | 20,061,000 | 22,042,000 | 20,577,000 | 23,053,000 |
| Equity capital | 13,162,000 | 13,168,000 | 13,171,000 | 13,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,320,000 | 4,911,000 | 6,465,000 |
| Interest expense | 537,000 | 1,043,000 | 1,495,000 | 1,867,000 |
| Net interest income | 1,147,000 | 2,277,000 | 3,416,000 | 4,598,000 |
| Noninterest income | 420,000 | 850,000 | 1,190,000 | 1,580,000 |
| Noninterest expense | 968,000 | 2,026,000 | 3,022,000 | 3,793,000 |
| Provision for loan losses | 0 | 2,000 | 8,000 | 48,000 |
| Pretax income | 599,000 | 1,099,000 | 1,576,000 | 2,337,000 |
| Income tax | 221,000 | 406,000 | 580,000 | 865,000 |
| Net income | 378,000 | 693,000 | 996,000 | 1,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,250,000 | 12,265,000 | 12,268,000 | 12,294,000 |
| Total capital | 13,380,000 | 13,423,000 | 13,461,000 | 13,523,000 |
| Risk-weighted assets | 90,165,000 | 92,450,000 | 95,078,000 | 98,268,000 |