Call reports 2008
CENTRAL BANK OF MOBERLY — 2008
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 156,981,000 | 145,807,000 | 140,648,000 | 150,149,000 |
| Total loans | 66,664,000 | 63,401,000 | 69,527,000 | 68,427,000 |
| Allowance for loan losses | 1,209,000 | 1,180,000 | 1,179,000 | 1,285,000 |
| Securities available for sale | 65,664,000 | 61,320,000 | 59,623,000 | 56,783,000 |
| Securities held to maturity | 1,318,000 | 1,317,000 | 1,317,000 | 1,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,865,000 | 110,252,000 | 108,049,000 | 120,146,000 |
| Interest-bearing deposits | 95,427,000 | 89,471,000 | 87,786,000 | 100,256,000 |
| Noninterest-bearing deposits | 21,438,000 | 20,781,000 | 20,263,000 | 19,890,000 |
| Equity capital | 13,310,000 | 12,720,000 | 12,847,000 | 13,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,130,000 | 6,006,000 | 7,812,000 |
| Interest expense | 962,000 | 1,695,000 | 2,344,000 | 2,937,000 |
| Net interest income | 1,237,000 | 2,435,000 | 3,662,000 | 4,875,000 |
| Noninterest income | 420,000 | 838,000 | 1,252,000 | 1,604,000 |
| Noninterest expense | 1,062,000 | 2,121,000 | 3,181,000 | 3,938,000 |
| Provision for loan losses | 9,000 | 13,000 | 26,000 | 130,000 |
| Pretax income | 586,000 | 1,139,000 | 1,707,000 | 2,411,000 |
| Income tax | 215,000 | 418,000 | 627,000 | 888,000 |
| Net income | 371,000 | 721,000 | 1,080,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,196,000 | 12,196,000 | 12,180,000 | 12,247,000 |
| Total capital | 13,418,000 | 13,237,000 | 13,280,000 | 13,383,000 |
| Risk-weighted assets | 103,718,000 | 83,099,000 | 87,914,000 | 90,736,000 |