Call reports 2007
CENTRAL BANK OF MOBERLY — 2007
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 155,474,000 | 155,256,000 | 173,339,000 | 159,912,000 |
| Total loans | 73,285,000 | 68,131,000 | 68,845,000 | 67,877,000 |
| Allowance for loan losses | 1,205,000 | 1,185,000 | 1,156,000 | 1,225,000 |
| Securities available for sale | 67,452,000 | 73,224,000 | 70,766,000 | 67,857,000 |
| Securities held to maturity | 454,000 | 1,119,000 | 1,118,000 | 1,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,905,000 | 119,806,000 | 118,172,000 | 124,520,000 |
| Interest-bearing deposits | 96,463,000 | 96,815,000 | 95,505,000 | 101,820,000 |
| Noninterest-bearing deposits | 21,442,000 | 22,991,000 | 22,667,000 | 22,700,000 |
| Equity capital | 11,886,000 | 11,597,000 | 12,278,000 | 12,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,632,000 | 7,131,000 | 9,480,000 |
| Interest expense | 1,055,000 | 2,172,000 | 3,445,000 | 4,598,000 |
| Net interest income | 1,246,000 | 2,460,000 | 3,686,000 | 4,882,000 |
| Noninterest income | 365,000 | 774,000 | 1,165,000 | 1,568,000 |
| Noninterest expense | 1,007,000 | 2,032,000 | 3,046,000 | 3,882,000 |
| Provision for loan losses | 2,000 | 13,000 | 26,000 | 117,000 |
| Pretax income | 602,000 | 1,189,000 | 1,779,000 | 2,451,000 |
| Income tax | 222,000 | 438,000 | 651,000 | 899,000 |
| Net income | 380,000 | 751,000 | 1,128,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,127,000 | 12,173,000 | 12,175,000 | 12,199,000 |
| Total capital | 13,345,000 | 13,371,000 | 13,321,000 | 13,304,000 |
| Risk-weighted assets | 98,569,000 | 103,789,000 | 91,684,000 | 88,284,000 |