Call reports 2006
CENTRAL BANK OF MOBERLY — 2006
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 154,355,000 | 151,869,000 | 148,864,000 | 156,025,000 |
| Total loans | 75,417,000 | 76,286,000 | 75,367,000 | 76,547,000 |
| Allowance for loan losses | 1,315,000 | 1,360,000 | 1,347,000 | 1,225,000 |
| Securities available for sale | 58,161,000 | 63,192,000 | 62,385,000 | 57,705,000 |
| Securities held to maturity | 0 | 455,000 | 454,000 | 454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,997,000 | 115,851,000 | 113,990,000 | 122,632,000 |
| Interest-bearing deposits | 93,910,000 | 94,098,000 | 93,674,000 | 100,746,000 |
| Noninterest-bearing deposits | 23,087,000 | 21,753,000 | 20,316,000 | 21,886,000 |
| Equity capital | 11,272,000 | 11,162,000 | 11,699,000 | 11,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,027,000 | 4,108,000 | 6,266,000 | 8,471,000 |
| Interest expense | 831,000 | 1,753,000 | 2,727,000 | 3,724,000 |
| Net interest income | 1,196,000 | 2,355,000 | 3,539,000 | 4,747,000 |
| Noninterest income | 357,000 | 751,000 | 1,129,000 | 1,473,000 |
| Noninterest expense | 990,000 | 1,988,000 | 2,981,000 | 3,766,000 |
| Provision for loan losses | 0 | 9,000 | 18,000 | 128,000 |
| Pretax income | 563,000 | 1,109,000 | 1,669,000 | 2,326,000 |
| Income tax | 208,000 | 408,000 | 612,000 | 856,000 |
| Net income | 355,000 | 701,000 | 1,057,000 | 1,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,107,000 | 12,128,000 | 12,159,000 | 12,147,000 |
| Total capital | 13,309,000 | 13,417,000 | 13,421,000 | 13,302,000 |
| Risk-weighted assets | 96,019,000 | 103,015,000 | 100,836,000 | 92,285,000 |