Call reports 2002
CENTRAL BANK OF MOBERLY — 2002
What CENTRAL BANK OF MOBERLY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 150,550,000 | 145,672,000 | 143,237,000 | 151,302,000 |
| Total loans | 73,891,000 | 70,085,000 | 67,195,000 | 64,980,000 |
| Allowance for loan losses | 1,655,000 | 1,626,000 | 1,585,000 | 1,578,000 |
| Securities available for sale | 48,901,000 | 57,544,000 | 63,980,000 | 52,238,000 |
| Securities held to maturity | 525,000 | 525,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,326,000 | 119,011,000 | 117,629,000 | 126,507,000 |
| Interest-bearing deposits | 106,279,000 | 103,467,000 | 103,222,000 | 111,191,000 |
| Noninterest-bearing deposits | 15,047,000 | 15,544,000 | 14,407,000 | 15,316,000 |
| Equity capital | 11,926,000 | 12,127,000 | 12,001,000 | 12,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,892,000 | 5,737,000 | 7,267,000 |
| Interest expense | 810,000 | 1,539,000 | 2,214,000 | 2,835,000 |
| Net interest income | 1,155,000 | 2,353,000 | 3,523,000 | 4,432,000 |
| Noninterest income | 359,000 | 716,000 | 1,058,000 | 1,500,000 |
| Noninterest expense | 898,000 | 1,810,000 | 2,714,000 | 3,484,000 |
| Provision for loan losses | 6,000 | 6,000 | 13,000 | 20,000 |
| Pretax income | 610,000 | 1,253,000 | 1,854,000 | 2,428,000 |
| Income tax | 226,000 | 465,000 | 692,000 | 804,000 |
| Net income | 384,000 | 788,000 | 1,162,000 | 1,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,802,000 | 11,831,000 | 11,846,000 | 11,983,000 |
| Total capital | 12,841,000 | 12,837,000 | 12,798,000 | 12,929,000 |
| Risk-weighted assets | 84,101,000 | 79,847,000 | 75,489,000 | 76,019,000 |