Call reports 2026
ASPIRE BANK — 2026
What ASPIRE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 61,946,000 | 60,903,000 |
| Total loans | 55,542,000 | 54,112,000 |
| Allowance for loan losses | 548,000 | 551,000 |
| Securities available for sale | 6,000 | 5,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 50,876,000 | 48,801,000 |
| Interest-bearing deposits | 41,950,000 | 38,963,000 |
| Noninterest-bearing deposits | 8,926,000 | 9,838,000 |
| Equity capital | 7,148,000 | 7,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 948,000 | 1,870,000 |
| Interest expense | 304,000 | 596,000 |
| Net interest income | 644,000 | 1,274,000 |
| Noninterest income | 7,000 | 48,000 |
| Noninterest expense | 426,000 | 891,000 |
| Provision for loan losses | 5,000 | 6,000 |
| Pretax income | 220,000 | 425,000 |
| Income tax | 55,000 | 105,000 |
| Net income | 165,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,524,000 | 6,706,000 |