Call reports 2025
ASPIRE BANK — 2025
What ASPIRE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 65,879,000 | 63,596,000 | 61,348,000 | 62,623,000 |
| Total loans | 56,362,000 | 56,952,000 | 55,089,000 | 54,200,000 |
| Allowance for loan losses | 569,000 | 573,000 | 574,000 | 542,000 |
| Securities available for sale | 13,000 | 11,000 | 10,000 | 8,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,153,000 | 51,582,000 | 49,167,000 | 51,244,000 |
| Interest-bearing deposits | 48,198,000 | 43,458,000 | 41,094,000 | 41,286,000 |
| Noninterest-bearing deposits | 9,955,000 | 8,124,000 | 8,073,000 | 9,958,000 |
| Equity capital | 6,509,000 | 6,702,000 | 6,805,000 | 6,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,868,000 | 2,850,000 | 3,962,000 |
| Interest expense | 384,000 | 757,000 | 1,146,000 | 1,488,000 |
| Net interest income | 517,000 | 1,111,000 | 1,704,000 | 2,474,000 |
| Noninterest income | 57,000 | 155,000 | 199,000 | 99,000 |
| Noninterest expense | 406,000 | 832,000 | 1,220,000 | 1,650,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 2,000 |
| Pretax income | 168,000 | 432,000 | 681,000 | 921,000 |
| Income tax | 34,000 | 105,000 | 161,000 | 223,000 |
| Net income | 134,000 | 327,000 | 520,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,885,000 | 6,078,000 | 6,181,000 | 6,359,000 |