Call reports 2020
ASPIRE BANK — 2020
What ASPIRE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 40,511,000 | 50,828,000 | 54,238,000 | 49,162,000 |
| Total loans | 30,237,000 | 42,418,000 | 46,729,000 | 41,478,000 |
| Allowance for loan losses | 233,000 | 262,000 | 290,000 | 370,000 |
| Securities available for sale | 106,000 | 102,000 | 88,000 | 80,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,614,000 | 39,132,000 | 38,173,000 | 38,468,000 |
| Interest-bearing deposits | 29,306,000 | 30,264,000 | 28,880,000 | 29,199,000 |
| Noninterest-bearing deposits | 5,308,000 | 8,868,000 | 9,293,000 | 9,269,000 |
| Equity capital | 3,804,000 | 4,030,000 | 4,171,000 | 4,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 1,034,000 | 1,693,000 | 2,201,000 |
| Interest expense | 140,000 | 254,000 | 361,000 | 465,000 |
| Net interest income | 304,000 | 780,000 | 1,332,000 | 1,736,000 |
| Noninterest income | 24,000 | 53,000 | 73,000 | 95,000 |
| Noninterest expense | 271,000 | 523,000 | 784,000 | 1,141,000 |
| Provision for loan losses | 26,000 | 53,000 | 79,000 | 158,000 |
| Pretax income | 31,000 | 257,000 | 542,000 | 532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 257,000 | 542,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,236,000 | 3,462,000 | 3,603,000 | 3,592,000 |
| Total capital | 3,470,000 | 3,724,000 | 3,893,000 | 3,962,000 |
| Risk-weighted assets | 28,724,000 | 30,195,000 | 34,484,000 | 36,431,000 |