Call reports 2019
ASPIRE BANK — 2019
What ASPIRE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 33,554,000 | 31,645,000 | 40,714,000 | 40,601,000 |
| Total loans | 24,883,000 | 27,180,000 | 26,882,000 | 29,368,000 |
| Allowance for loan losses | 222,000 | 180,000 | 181,000 | 207,000 |
| Securities available for sale | 696,000 | 129,000 | 118,000 | 111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,825,000 | 27,850,000 | 34,883,000 | 34,720,000 |
| Interest-bearing deposits | 24,153,000 | 22,178,000 | 26,335,000 | 28,221,000 |
| Noninterest-bearing deposits | 5,672,000 | 5,672,000 | 8,548,000 | 6,499,000 |
| Equity capital | 3,687,000 | 3,739,000 | 3,759,000 | 3,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 772,000 | 1,186,000 | 1,627,000 |
| Interest expense | 83,000 | 171,000 | 274,000 | 410,000 |
| Net interest income | 291,000 | 601,000 | 912,000 | 1,217,000 |
| Noninterest income | 9,000 | 32,000 | 47,000 | 72,000 |
| Noninterest expense | 273,000 | 541,000 | 845,000 | 1,137,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 39,000 |
| Pretax income | 27,000 | 79,000 | 99,000 | 113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 79,000 | 99,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,119,000 | 3,171,000 | 3,191,000 | 3,205,000 |
| Total capital | 3,341,000 | 3,351,000 | 3,372,000 | 3,412,000 |
| Risk-weighted assets | 25,565,000 | 29,297,000 | 28,977,000 | 30,712,000 |