Call reports 2018
ASPIRE BANK — 2018
What ASPIRE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,747,000 | 28,787,000 | 27,769,000 | 29,548,000 |
| Total loans | 21,753,000 | 22,476,000 | 21,803,000 | 22,991,000 |
| Allowance for loan losses | 244,000 | 244,000 | 241,000 | 241,000 |
| Securities available for sale | 801,000 | 775,000 | 750,000 | 719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,113,000 | 25,077,000 | 24,035,000 | 25,802,000 |
| Interest-bearing deposits | 24,440,000 | 19,717,000 | 18,891,000 | 20,726,000 |
| Noninterest-bearing deposits | 5,673,000 | 5,360,000 | 5,144,000 | 5,076,000 |
| Equity capital | 3,607,000 | 3,669,000 | 3,685,000 | 3,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 673,000 | 999,000 | 1,329,000 |
| Interest expense | 55,000 | 109,000 | 159,000 | 229,000 |
| Net interest income | 282,000 | 564,000 | 840,000 | 1,100,000 |
| Noninterest income | 10,000 | 17,000 | 24,000 | 31,000 |
| Noninterest expense | 245,000 | 472,000 | 739,000 | 1,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 47,000 | 109,000 | 125,000 | 100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 109,000 | 125,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,039,000 | 3,101,000 | 3,117,000 | 3,092,000 |
| Total capital | 3,283,000 | 3,345,000 | 3,358,000 | 3,333,000 |
| Risk-weighted assets | 23,721,000 | 22,725,000 | 22,952,000 | 23,871,000 |