Call reports 2017
ASPIRE BANK — 2017
What ASPIRE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 31,923,000 | 28,892,000 | 29,674,000 | 34,011,000 |
| Total loans | 20,472,000 | 23,102,000 | 23,951,000 | 22,426,000 |
| Allowance for loan losses | 251,000 | 253,000 | 243,000 | 244,000 |
| Securities available for sale | 1,264,000 | 1,210,000 | 862,000 | 827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,933,000 | 25,362,000 | 26,094,000 | 30,425,000 |
| Interest-bearing deposits | 21,743,000 | 20,912,000 | 21,344,000 | 24,434,000 |
| Noninterest-bearing deposits | 6,190,000 | 4,450,000 | 4,750,000 | 5,991,000 |
| Equity capital | 3,462,000 | 3,492,000 | 3,545,000 | 3,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 620,000 | 962,000 | 1,302,000 |
| Interest expense | 51,000 | 99,000 | 147,000 | 204,000 |
| Net interest income | 251,000 | 521,000 | 815,000 | 1,098,000 |
| Noninterest income | 6,000 | 16,000 | 26,000 | 33,000 |
| Noninterest expense | 233,000 | 486,000 | 734,000 | 1,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 51,000 | 107,000 | 128,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 51,000 | 107,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,894,000 | 2,924,000 | 2,977,000 | 2,990,000 |
| Total capital | 3,145,000 | 3,177,000 | 3,220,000 | 3,234,000 |
| Risk-weighted assets | 22,679,000 | 23,346,000 | 24,300,000 | 23,861,000 |