Call reports 2013
ASPIRE BANK — 2013
What ASPIRE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 26,161,000 | 23,162,000 | 24,260,000 | 23,587,000 |
| Total loans | 13,629,000 | 13,834,000 | 16,034,000 | 14,452,000 |
| Allowance for loan losses | 245,000 | 252,000 | 263,000 | 208,000 |
| Securities available for sale | 3,167,000 | 3,011,000 | 2,824,000 | 2,693,000 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,027,000 | 20,092,000 | 21,187,000 | 20,551,000 |
| Interest-bearing deposits | 16,619,000 | 15,402,000 | 15,597,000 | 14,842,000 |
| Noninterest-bearing deposits | 6,408,000 | 4,690,000 | 5,590,000 | 5,709,000 |
| Equity capital | 3,087,000 | 3,014,000 | 3,026,000 | 3,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 443,000 | 687,000 | 907,000 |
| Interest expense | 37,000 | 72,000 | 105,000 | 135,000 |
| Net interest income | 199,000 | 371,000 | 582,000 | 772,000 |
| Noninterest income | 10,000 | 26,000 | 48,000 | 57,000 |
| Noninterest expense | 222,000 | 439,000 | 665,000 | 893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | -34,000 | -27,000 | -56,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -34,000 | -27,000 | -56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,437,000 | 2,421,000 | 2,433,000 | 2,409,000 |
| Total capital | 2,621,000 | 2,598,000 | 2,628,000 | 2,589,000 |
| Risk-weighted assets | 14,695,000 | 14,126,000 | 15,595,000 | 14,751,000 |