Call reports 2012
ASPIRE BANK — 2012
What ASPIRE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,699,000 | 27,010,000 | 26,079,000 | 23,536,000 |
| Total loans | 18,425,000 | 18,778,000 | 18,565,000 | 16,811,000 |
| Allowance for loan losses | 474,000 | 305,000 | 314,000 | 263,000 |
| Securities available for sale | 2,464,000 | 2,698,000 | 2,488,000 | 2,500,000 |
| Securities held to maturity | 42,000 | 6,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,504,000 | 23,787,000 | 22,868,000 | 20,150,000 |
| Interest-bearing deposits | 20,793,000 | 19,910,000 | 18,437,000 | 16,037,000 |
| Noninterest-bearing deposits | 4,711,000 | 3,877,000 | 4,431,000 | 4,113,000 |
| Equity capital | 3,070,000 | 3,073,000 | 3,097,000 | 3,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 597,000 | 892,000 | 1,164,000 |
| Interest expense | 82,000 | 161,000 | 233,000 | 274,000 |
| Net interest income | 213,000 | 436,000 | 659,000 | 890,000 |
| Noninterest income | 21,000 | 30,000 | 49,000 | 62,000 |
| Noninterest expense | 251,000 | 491,000 | 724,000 | 972,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -17,000 | -25,000 | 7,000 | 20,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | -25,000 | 7,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,393,000 | 2,390,000 | 2,426,000 | 2,445,000 |
| Total capital | 2,622,000 | 2,614,000 | 2,643,000 | 2,644,000 |
| Risk-weighted assets | 18,293,000 | 17,872,000 | 17,352,000 | 15,953,000 |