Call reports 2011
ASPIRE BANK — 2011
What ASPIRE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,056,000 | 28,895,000 | 27,695,000 | 27,312,000 |
| Total loans | 19,513,000 | 20,090,000 | 18,696,000 | 17,509,000 |
| Allowance for loan losses | 499,000 | 499,000 | 383,000 | 458,000 |
| Securities available for sale | 1,548,000 | 2,807,000 | 2,292,000 | 2,801,000 |
| Securities held to maturity | 54,000 | 54,000 | 52,000 | 44,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,681,000 | 25,459,000 | 24,307,000 | 24,140,000 |
| Interest-bearing deposits | 23,699,000 | 22,655,000 | 20,972,000 | 20,220,000 |
| Noninterest-bearing deposits | 3,982,000 | 2,804,000 | 3,335,000 | 3,920,000 |
| Equity capital | 3,213,000 | 3,240,000 | 3,248,000 | 3,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 718,000 | 1,054,000 | 1,365,000 |
| Interest expense | 112,000 | 222,000 | 323,000 | 413,000 |
| Net interest income | 244,000 | 496,000 | 731,000 | 952,000 |
| Noninterest income | 27,000 | 46,000 | 57,000 | 71,000 |
| Noninterest expense | 277,000 | 562,000 | 816,000 | 1,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | -6,000 | -20,000 | -28,000 | -191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -20,000 | -28,000 | -191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,576,000 | 2,567,000 | 2,564,000 | 2,406,000 |
| Total capital | 2,811,000 | 2,799,000 | 2,786,000 | 2,618,000 |
| Risk-weighted assets | 18,557,000 | 18,519,000 | 17,770,000 | 16,939,000 |