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Call reports 2008

ASPIRE BANK — 2008

What ASPIRE BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/82de2616-7093-43c8-aa17-1bf9b1d456c7/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets28,325,00025,991,00028,150,00033,427,000
Total loans17,014,00022,271,00024,164,00026,538,000
Allowance for loan losses153,000163,000159,000455,000
Securities available for sale0700,000500,000514,000
Securities held to maturity329,000208,000202,000202,000
Trading assets0000
Total deposits25,638,00023,345,00024,699,00030,677,000
Interest-bearing deposits20,201,00019,471,00021,166,00025,588,000
Noninterest-bearing deposits5,437,0003,874,0003,533,0005,089,000
Equity capital2,435,0002,326,0002,907,0002,575,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income397,000738,0001,167,0001,658,000
Interest expense197,000387,000570,000765,000
Net interest income200,000351,000597,000893,000
Noninterest income10,00027,00035,00060,000
Noninterest expense264,000526,000746,000989,000
Provision for loan losses010,00090,000496,000
Pretax income-54,000-158,000-386,000-718,000
Income tax8,000000
Net income-62,000-158,000-386,000-718,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital1,705,0001,613,0002,201,0001,874,000
Total capital1,858,0001,776,0002,360,0002,199,000
Risk-weighted assets17,779,00021,322,00023,046,00025,820,000

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