Call reports 2007
NATIONAL BANK OF VERNON, THE — 2007
What NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 61,979,000 |
| Total loans | 26,688,000 |
| Allowance for loan losses | 876,000 |
| Securities available for sale | 16,737,000 |
| Securities held to maturity | 1,556,000 |
| Trading assets | 0 |
| Total deposits | 54,670,000 |
| Interest-bearing deposits | 43,367,000 |
| Noninterest-bearing deposits | 11,303,000 |
| Equity capital | 6,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 848,000 |
| Interest expense | 306,000 |
| Net interest income | 542,000 |
| Noninterest income | 182,000 |
| Noninterest expense | 906,000 |
| Provision for loan losses | 0 |
| Pretax income | -182,000 |
| Income tax | -68,000 |
| Net income | -114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 6,697,000 |
| Total capital | 7,075,000 |
| Risk-weighted assets | 29,703,000 |