Call reports 2005

NATIONAL BANK OF VERNON, THE — 2005

Name: NATIONAL BANK OF VERNON, THE — FFIEC call report 2005
Creator: NATIONAL BANK OF VERNON, THE

What NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/82bfc453-84ba-46a6-8f75-898b76240965/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	59,421,000	59,647,000	62,071,000	59,928,000
Total loans	34,331,000	34,107,000	33,643,000	32,343,000
Allowance for loan losses	382,000	391,000	760,000	754,000
Securities available for sale	17,014,000	15,829,000	15,915,000	17,498,000
Securities held to maturity	2,402,000	1,919,000	1,928,000	1,863,000
Trading assets	0	0	0	0
Total deposits	51,422,000	51,585,000	54,529,000	52,479,000
Interest-bearing deposits	42,338,000	42,002,000	43,402,000	41,291,000
Noninterest-bearing deposits	9,084,000	9,583,000	11,127,000	11,188,000
Equity capital	7,301,000	7,309,000	6,921,000	6,879,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	780,000	1,562,000	2,366,000	3,224,000
Interest expense	156,000	323,000	510,000	724,000
Net interest income	624,000	1,239,000	1,856,000	2,500,000
Noninterest income	75,000	161,000	231,000	342,000
Noninterest expense	680,000	1,398,000	2,190,000	2,851,000
Provision for loan losses	21,000	30,000	421,000	424,000
Pretax income	56,000	38,000	-458,000	-367,000
Income tax	13,000	5,000	-190,000	-180,000
Net income	43,000	33,000	-268,000	-187,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	7,366,000	7,309,000	6,962,000	6,996,000
Total capital	7,748,000	7,700,000	7,395,000	7,410,000
Risk-weighted assets	33,564,000	33,723,000	34,317,000	32,754,000