Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,691,000 | 120,818,000 | 123,824,000 | 128,583,000 |
| Total loans | 95,358,000 | 96,872,000 | 95,353,000 | 92,993,000 |
| Allowance for loan losses | 1,226,000 | 1,301,000 | 1,395,000 | 1,460,000 |
| Securities available for sale | 16,407,000 | 13,119,000 | 15,099,000 | 18,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,044,000 | 97,031,000 | 99,362,000 | 103,788,000 |
| Interest-bearing deposits | 86,883,000 | 86,924,000 | 89,504,000 | 93,359,000 |
| Noninterest-bearing deposits | 11,161,000 | 10,107,000 | 9,858,000 | 10,429,000 |
| Equity capital | 9,971,000 | 10,235,000 | 10,503,000 | 10,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,112,000 | 4,661,000 | 6,162,000 |
| Interest expense | 421,000 | 828,000 | 1,224,000 | 1,607,000 |
| Net interest income | 1,136,000 | 2,284,000 | 3,437,000 | 4,555,000 |
| Noninterest income | 73,000 | 155,000 | 230,000 | 332,000 |
| Noninterest expense | 704,000 | 1,420,000 | 2,131,000 | 2,750,000 |
| Provision for loan losses | 50,000 | 140,000 | 230,000 | 320,000 |
| Pretax income | 455,000 | 879,000 | 1,306,000 | 1,817,000 |
| Income tax | 156,000 | 301,000 | 447,000 | 628,000 |
| Net income | 299,000 | 578,000 | 859,000 | 1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,880,000 | 10,159,000 | 10,440,000 | 10,770,000 |
| Total capital | 11,035,000 | 11,288,000 | 11,604,000 | 11,902,000 |
| Risk-weighted assets | 92,400,000 | 93,248,000 | 92,928,000 | 90,261,000 |