Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 103,277,000 | 102,818,000 | 105,775,000 | 106,100,000 |
| Total loans | 76,462,000 | 78,840,000 | 82,835,000 | 80,405,000 |
| Allowance for loan losses | 634,000 | 640,000 | 636,000 | 641,000 |
| Securities available for sale | 20,954,000 | 17,620,000 | 16,035,000 | 19,180,000 |
| Securities held to maturity | 44,000 | 24,000 | 24,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,145,000 | 79,943,000 | 80,755,000 | 80,451,000 |
| Interest-bearing deposits | 72,263,000 | 71,335,000 | 73,214,000 | 70,811,000 |
| Noninterest-bearing deposits | 7,882,000 | 8,608,000 | 7,541,000 | 9,640,000 |
| Equity capital | 6,835,000 | 6,845,000 | 7,275,000 | 7,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,436,000 | 2,935,000 | 4,522,000 | 6,163,000 |
| Interest expense | 671,000 | 1,403,000 | 2,219,000 | 3,073,000 |
| Net interest income | 765,000 | 1,532,000 | 2,303,000 | 3,090,000 |
| Noninterest income | 74,000 | 166,000 | 249,000 | 345,000 |
| Noninterest expense | 576,000 | 1,188,000 | 1,805,000 | 2,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 263,000 | 510,000 | 747,000 | 1,027,000 |
| Income tax | 90,000 | 171,000 | 247,000 | 345,000 |
| Net income | 173,000 | 339,000 | 500,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,075,000 | 7,117,000 | 7,437,000 | 7,619,000 |
| Total capital | 7,709,000 | 7,757,000 | 8,073,000 | 8,260,000 |
| Risk-weighted assets | 75,200,000 | 77,436,000 | 80,282,000 | 77,109,000 |