Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,452,000 | 98,807,000 | 103,640,000 | 103,825,000 |
| Total loans | 71,001,000 | 74,640,000 | 76,453,000 | 75,362,000 |
| Allowance for loan losses | 659,000 | 651,000 | 648,000 | 636,000 |
| Securities available for sale | 21,009,000 | 18,907,000 | 18,750,000 | 21,780,000 |
| Securities held to maturity | 63,000 | 56,000 | 56,000 | 44,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,200,000 | 68,686,000 | 78,047,000 | 79,350,000 |
| Interest-bearing deposits | 67,279,000 | 61,299,000 | 70,477,000 | 70,794,000 |
| Noninterest-bearing deposits | 7,922,000 | 7,387,000 | 7,570,000 | 8,556,000 |
| Equity capital | 6,608,000 | 6,846,000 | 6,862,000 | 6,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,615,000 | 3,994,000 | 5,428,000 |
| Interest expense | 466,000 | 998,000 | 1,617,000 | 2,294,000 |
| Net interest income | 822,000 | 1,617,000 | 2,377,000 | 3,134,000 |
| Noninterest income | 65,000 | 173,000 | 246,000 | 315,000 |
| Noninterest expense | 551,000 | 1,138,000 | 1,709,000 | 2,301,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 652,000 | 914,000 | 1,148,000 |
| Income tax | 113,000 | 219,000 | 307,000 | 385,000 |
| Net income | 223,000 | 433,000 | 607,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,812,000 | 6,947,000 | 7,045,000 | 7,077,000 |
| Total capital | 7,471,000 | 7,598,000 | 7,693,000 | 7,713,000 |
| Risk-weighted assets | 69,808,000 | 72,918,000 | 75,174,000 | 73,910,000 |