Call reports 2025
FARMERS BANK OF LOHMAN — 2025
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 78,623,000 | 79,333,000 | 80,962,000 | 80,568,000 |
| Total loans | 24,205,000 | 24,762,000 | 23,923,000 | 24,360,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 40,673,000 | 40,553,000 | 43,227,000 | 44,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,285,000 | 67,414,000 | 68,375,000 | 67,755,000 |
| Interest-bearing deposits | 52,454,000 | 52,331,000 | 53,002,000 | 53,597,000 |
| Noninterest-bearing deposits | 14,831,000 | 15,083,000 | 15,373,000 | 14,158,000 |
| Equity capital | 11,007,000 | 11,607,000 | 12,236,000 | 12,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,427,000 | 2,187,000 | 2,972,000 |
| Interest expense | 216,000 | 427,000 | 637,000 | 852,000 |
| Net interest income | 477,000 | 1,000,000 | 1,550,000 | 2,120,000 |
| Noninterest income | 286,000 | 310,000 | 335,000 | 359,000 |
| Noninterest expense | 315,000 | 600,000 | 908,000 | 1,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 448,000 | 710,000 | 977,000 | 1,247,000 |
| Income tax | 96,000 | 138,000 | 189,000 | 240,000 |
| Net income | 352,000 | 572,000 | 788,000 | 1,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,352,000 | 13,572,000 | 13,787,000 | 13,791,000 |