Call reports 2023
FARMERS BANK OF LOHMAN — 2023
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 76,785,000 | 75,003,000 | 73,708,000 | 74,497,000 |
| Total loans | 24,588,000 | 24,164,000 | 23,944,000 | 24,279,000 |
| Allowance for loan losses | 208,000 | 208,000 | 207,000 | 207,000 |
| Securities available for sale | 37,421,000 | 36,252,000 | 34,883,000 | 36,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,354,000 | 65,677,000 | 64,921,000 | 64,469,000 |
| Interest-bearing deposits | 51,432,000 | 50,337,000 | 49,429,000 | 48,883,000 |
| Noninterest-bearing deposits | 15,922,000 | 15,340,000 | 15,492,000 | 15,586,000 |
| Equity capital | 9,221,000 | 9,150,000 | 8,563,000 | 9,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,128,000 | 1,718,000 | 2,319,000 |
| Interest expense | 88,000 | 204,000 | 337,000 | 495,000 |
| Net interest income | 461,000 | 924,000 | 1,381,000 | 1,824,000 |
| Noninterest income | 25,000 | 52,000 | 77,000 | 100,000 |
| Noninterest expense | 289,000 | 585,000 | 877,000 | 1,186,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 195,000 | 389,000 | 574,000 | 731,000 |
| Income tax | 21,000 | 56,000 | 89,000 | 116,000 |
| Net income | 174,000 | 333,000 | 485,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,239,000 | 12,399,000 | 12,550,000 | 12,551,000 |