Call reports 2022
FARMERS BANK OF LOHMAN — 2022
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 79,936,000 | 78,799,000 | 75,457,000 | 72,897,000 |
| Total loans | 21,285,000 | 22,760,000 | 23,015,000 | 23,708,000 |
| Allowance for loan losses | 199,000 | 209,000 | 208,000 | 208,000 |
| Securities available for sale | 43,553,000 | 42,131,000 | 39,481,000 | 37,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,722,000 | 69,634,000 | 67,348,000 | 64,235,000 |
| Interest-bearing deposits | 54,479,000 | 54,654,000 | 52,474,000 | 48,832,000 |
| Noninterest-bearing deposits | 15,243,000 | 14,980,000 | 14,874,000 | 15,403,000 |
| Equity capital | 9,920,000 | 9,019,000 | 7,909,000 | 8,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 985,000 | 1,527,000 | 2,059,000 |
| Interest expense | 30,000 | 62,000 | 91,000 | 123,000 |
| Net interest income | 443,000 | 923,000 | 1,436,000 | 1,936,000 |
| Noninterest income | 23,000 | 46,000 | 103,000 | 123,000 |
| Noninterest expense | 282,000 | 574,000 | 881,000 | 1,189,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 184,000 | 385,000 | 648,000 | 857,000 |
| Income tax | 26,000 | 64,000 | 113,000 | 150,000 |
| Net income | 158,000 | 321,000 | 535,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,646,000 | 11,809,000 | 12,024,000 | 12,065,000 |