Call reports 2021
FARMERS BANK OF LOHMAN — 2021
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 77,181,000 | 79,293,000 | 77,991,000 | 79,594,000 |
| Total loans | 20,158,000 | 20,674,000 | 20,365,000 | 20,182,000 |
| Allowance for loan losses | 201,000 | 201,000 | 201,000 | 199,000 |
| Securities available for sale | 42,315,000 | 43,555,000 | 43,339,000 | 44,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,352,000 | 67,129,000 | 65,679,000 | 67,613,000 |
| Interest-bearing deposits | 51,306,000 | 52,097,000 | 50,783,000 | 52,059,000 |
| Noninterest-bearing deposits | 14,046,000 | 15,032,000 | 14,896,000 | 15,554,000 |
| Equity capital | 11,574,000 | 11,808,000 | 11,916,000 | 11,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,107,000 | 1,575,000 | 2,035,000 |
| Interest expense | 43,000 | 83,000 | 118,000 | 150,000 |
| Net interest income | 531,000 | 1,024,000 | 1,457,000 | 1,885,000 |
| Noninterest income | 24,000 | 45,000 | 67,000 | 93,000 |
| Noninterest expense | 278,000 | 564,000 | 851,000 | 1,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 277,000 | 505,000 | 673,000 | 843,000 |
| Income tax | 45,000 | 85,000 | 109,000 | 130,000 |
| Net income | 232,000 | 420,000 | 564,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,174,000 | 11,362,000 | 11,506,000 | 11,488,000 |