Call reports 2020
FARMERS BANK OF LOHMAN — 2020
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 67,479,000 | 73,859,000 | 75,075,000 | 75,357,000 |
| Total loans | 19,341,000 | 19,068,000 | 19,389,000 | 19,272,000 |
| Allowance for loan losses | 214,000 | 208,000 | 203,000 | 203,000 |
| Securities available for sale | 32,640,000 | 37,520,000 | 40,725,000 | 42,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,445,000 | 61,925,000 | 62,930,000 | 63,269,000 |
| Interest-bearing deposits | 46,098,000 | 49,258,000 | 49,163,000 | 49,826,000 |
| Noninterest-bearing deposits | 10,347,000 | 12,667,000 | 13,767,000 | 13,443,000 |
| Equity capital | 10,853,000 | 11,586,000 | 11,785,000 | 11,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 939,000 | 1,417,000 | 1,874,000 |
| Interest expense | 97,000 | 173,000 | 237,000 | 287,000 |
| Net interest income | 377,000 | 766,000 | 1,180,000 | 1,587,000 |
| Noninterest income | 30,000 | 58,000 | 81,000 | 105,000 |
| Noninterest expense | 300,000 | 575,000 | 851,000 | 1,121,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 107,000 | 244,000 | 405,000 | 566,000 |
| Income tax | 10,000 | 31,000 | 49,000 | 66,000 |
| Net income | 97,000 | 213,000 | 356,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,664,000 | 10,779,000 | 10,923,000 | 10,942,000 |
| Total capital | — | — | 11,126,000 | — |
| Risk-weighted assets | — | — | 32,405,000 | — |