Call reports 2019
FARMERS BANK OF LOHMAN — 2019
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 65,369,000 | 66,380,000 | 67,808,000 | 67,911,000 |
| Total loans | 16,904,000 | 17,727,000 | 18,205,000 | 19,094,000 |
| Allowance for loan losses | 201,000 | 201,000 | 211,000 | 214,000 |
| Securities available for sale | 38,534,000 | 38,608,000 | 36,595,000 | 36,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,189,000 | 55,689,000 | 56,817,000 | 56,947,000 |
| Interest-bearing deposits | 45,445,000 | 46,045,000 | 46,692,000 | 46,546,000 |
| Noninterest-bearing deposits | 9,744,000 | 9,644,000 | 10,125,000 | 10,401,000 |
| Equity capital | 10,125,000 | 10,579,000 | 10,795,000 | 10,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 926,000 | 1,416,000 | 1,905,000 |
| Interest expense | 85,000 | 180,000 | 280,000 | 380,000 |
| Net interest income | 366,000 | 746,000 | 1,136,000 | 1,525,000 |
| Noninterest income | 26,000 | 51,000 | 80,000 | 109,000 |
| Noninterest expense | 281,000 | 563,000 | 835,000 | 1,124,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 13,000 |
| Pretax income | 114,000 | 236,000 | 375,000 | 499,000 |
| Income tax | 13,000 | 13,000 | 34,000 | 46,000 |
| Net income | 101,000 | 223,000 | 341,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,339,000 | 10,460,000 | 10,579,000 | 10,567,000 |
| Total capital | 10,540,000 | 10,661,000 | 10,790,000 | 10,781,000 |
| Risk-weighted assets | 29,178,000 | 29,356,000 | 30,087,000 | 31,175,000 |